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Reading a Confusion Matrix Under Imbalance

A defect-detection model is evaluated on 20,000 manufactured parts, of which 200 are defective (1% prevalence). At the default 0.5 threshold:

                  Pred defective   Pred OK
Actual defective       120            80
Actual OK              280         19,520
  1. Compute accuracy, precision, recall, specificity, F1 and MCC. Compare accuracy to the "predict OK for everything" baseline.
  2. A stakeholder says "99% accuracy — ship it". Explain, using the numbers, why that statement is misleading in both directions (it overstates and understates the model).
  3. Which single metric would you put on the dashboard for this model and why?
Solution

1. Metrics:

  • Accuracy = (120 + 19,520) / 20,000 = 0.982
  • Baseline (all OK) accuracy = 19,800 / 20,000 = 0.990 — the model's accuracy is lower than the trivial constant.
  • Precision = 120 / (120 + 280) = 0.30
  • Recall = 120 / 200 = 0.60
  • Specificity = 19,520 / 19,800 = 0.986; FPR = 0.014
  • F1 = 2 × 0.30 × 0.60 / 0.90 = 0.40
  • MCC = (120 × 19,520 − 280 × 80) / sqrt(400 × 200 × 19,800 × 19,600) = (2,342,400 − 22,400) / sqrt(3.104 × 10^13) ≈ 2,320,000 / 5,571,000 ≈ 0.42

2. Why "99% accuracy" misleads:

It overstates because a model that flags nothing scores 99.0% — accuracy is dominated by the 19,800 OK parts and says nothing about whether defects are caught. Any accuracy number near the base rate is compatible with a useless model.

It understates because this model actually catches 60% of defects while only bothering inspectors with a 1.4% false-alarm rate on good parts, and its accuracy (98.2%) is below the do-nothing baseline. Judged by accuracy you would reject a model that is clearly finding real signal (MCC 0.42, precision 30% against a 1% base rate — a 30× lift). Accuracy simply cannot rank "does nothing" against "does the job" when prevalence is 1%.

3. Dashboard metric:

For monitoring, pick something tied to the operational decision. Two defensible answers:

  • Recall at a fixed precision (or at a fixed alert budget) — e.g. "recall at ≤ 400 alerts/day". This maps to what inspection can absorb and what escapes to customers.
  • PR-AUC / average precision if the threshold is retuned regularly and you want a threshold-free view of the positive class.

MCC is a good single scalar for model comparison, but stakeholders understand "we catch 60% of defects at 300 false alarms per 20k parts" better than a correlation coefficient. Whatever you pick, always show the base rate next to it.

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