When (and When Not) to Use --dangerously-skip-permissions

A colleague says: "Permission prompts slow me down constantly. I've started using --dangerously-skip-permissions on my laptop for everything, and it's been fine so far — nothing bad has happened."

1. Make the strongest case for why this specific usage pattern is unsafe, grounded in what the flag actually does and doesn't skip.
2. Describe the "safe YOLO" pattern using a preconfigured dev container, and explain precisely which properties of that setup are what make bypassing permissions defensible there when it isn't on a bare laptop.
3. "Nothing bad has happened so far" is a common justification for risky practices. Explain, using this subject's threat model, why that observation is weak evidence that the practice is actually safe.